One checking account. Every deposit goes in. Every bill comes out. Simple, right?

Simple until the tax money, the job deposits, the truck fund, and your actual profit all look like the same pile of cash. Because they are the same pile.

Scrappy fix: buckets. One operating account for bills. One for taxes. One savings for the slow season or the next big buy. Banks will open these for free.

Now when you check operating, that number is much closer to free cash. You stop needing to do math in your head at the gas pump.

We keep every bucket reconciled so the books match what is really in each one. Here is how we help.

— Jake / Wenonah Bookkeeping